Industries
FinTech software development
Financial software is judged on the paths people rarely look at: the duplicate submission, the timed-out payment, the reconciliation that is off by one. Those are where trust is lost.
Onboarding that leaks applicants
The common failure is a signup or lending flow that asks for everything upfront. Applicants abandon at the document upload, the ones who finish take days to verify manually, and nobody can say which step is losing the most people because the funnel is not instrumented. The fix is sequencing and measurement, not a redesign of the form.
What we build
- Payment and checkout flows
- Lending and credit application journeys
- KYC and identity verification integration
- Merchant and customer dashboards
- Reconciliation and settlement reporting
- Subscription and recurring billing
What makes this sector hard
Stay out of PCI scope where you can
The cheapest way to handle card data is not to hold it. We architect so card details go straight to the processor via hosted fields or tokenisation, which keeps you on the lightest compliance burden. Deciding this after launch usually means rebuilding the payment path.
Money operations must be idempotent
Networks time out, users double-click, webhooks arrive twice. Every operation that moves money needs an idempotency key so a retry cannot charge twice, and a reconciliation job that catches the cases where your record and the processor disagree. This is the difference between a payment system and a payment bug.
KYC and AML shape the flow, not just a screen
Identity checks, sanctions screening and record keeping affect what you collect, when you collect it and how long you keep it. Treating verification as a step to bolt on at the end is how flows end up with a 40 percent drop-off at the last screen.
On experience in your sector
We are straight about this: these are capability pages, not a client list. Where we have delivered in a sector we will name the client on the projects page. Where we have not, what we bring is the engineering, the compliance groundwork and a willingness to learn your domain quickly rather than pretend we already have.
FAQ
No, and you should be careful with any development agency that implies otherwise. We build software. Licensing, regulatory permissions and the relationship with your regulator are yours, usually with a specialist advisor. We build to the technical requirements those obligations create.
Stripe most often, and we integrate local acquirers and bank APIs where the market requires it. For Kosovo and the region that usually means a local acquirer alongside an international processor, so we design the payment layer to support more than one from the start.
Have a product that needs to ship?
Tell us where things stand and what you're trying to hit. We'll respond within one business day with next steps.